Though it may not seem readily apparent, the interests of insurance claims adjusters and accident victims are fundamentally at odds in personal injury cases. If you have been in an accident, you need an experienced attorney to stand up to adjusters and defend your right to just compensation. Here are just some of the ways adjusters attempt to swindle accident victims:
Asking for a Recorded Statement
In your personal injury case, you may or may not be required to record a personal statement, but many insurance claims adjusters will give the impression that you are obligated to do so. If you work with an attorney, you will be able to determine if you need to record a testimony of events in your personal injury case. An experienced lawyer will ensure that any recorded statement is performed under fair and optimal conditions.
Using the Benefit of Knowledge
Many accident victims make the mistake of believing that their personal injury claims are relatively straightforward. This could not be further from the truth. Bureaucratic regulations are a defining feature of personal injury law, and can be counterintuitive. Claims adjusters will often attempt to take advantage of this fact, using their superior knowledge of personal injury laws to provide less-than-fair settlements.
Making Offers Early
Personal injury claims are all about numbers. The cost of medical bills, lost time at work, pain and suffering, and a range of other factors will ultimately lead to the claim you receive. That’s why it is always best to wait until the scope of your damages are absolutely clear before accepting an insurance claim. By offering a claim early in the process, adjusters are banking on the fact that your damages will go up rather than down as details emerge about your case.
Insurance claims adjusters are not bad people, but it is important to remember that their interest lies in keeping your claim to a minimum. At Malman Law, we are a trusted advocate to our personal injury clients, standing up for their right to fair compensation for their injuries and lost wages. Call our Chicago office at (312) 983-6193 to discuss your case.
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